Your Credit Questions and Answers

 I was first introduced to airline miles by a friend who had just gotten a United Airline Chase Credit Card.   I signed up and started getting airline miles for all of my business purchases.  Just for signing up I received 50,000 miles.  I believe I had to spend $3,000 in the first three months to get the 50,000 points.  This was a great bonus, two free flights anywhere in the US for spending $3,000 which I would have spent anyway.   The annual fee for this card is $95 which is waived for the first year. It took 25,000 airline miles to get one round trip ticket anywhere in the US.  Short flights would only cost 20,000 airline miles. I used just this Chase United card for a couple of years and earned a couple hundred thousand Airline Miles on the purchases my business made.   More Chase Points Cards I applied for and got more Chase credit cards for points.  I got the first Chase Freedom card with no annual fee.  This card o...

There are several ways to earn airline miles on your credit card : 1.  Sign up for a co-branded airline miles credit card: Many airlines offer their own branded credit cards that earn miles for every purchase you make. All of the airlines have partnered with a bank to offer an airline miles credit card.  For every dollar spent on the card you will receive between one and two points.  These cards may also offer sign-up bonuses, which can give you a large number of credit card airline miles upfront. 2.  Purchase your normal expenses on your airline miles card.  Usually you will get one point or one and a half points per dollar spent on the card.   3.  Use your credit card to purchase reimbursed business expenses from your employer.  A friend of mine was on the road four days a week for work.  He put all of his expenses on his airline cards and then was reimbursed by his company.  He used his airline miles for his vacations and as gift...